Disclaimer & Nature of Services

Path of a Dreamer is owned and operated by Carol and Chris Schultz (Amway Independent Business Owners).

This website brings together a wide range of resources drawn from our professional backgrounds in:

• education and guidance
• human flourishing and youth marginalisation research
• coaching and mentoring
• our experience as Amway Independent Business Owners

Many of the ideas, tools, and services we offer through this website are independent of Amway and are not Amway products or programs. Where we mention any products or programs associated with Amway, this is done for informational and educational purposes only.

Product names such as Nutriway® and POSITRIM® are trademarks of Amway.

HealthPointe® is a trademark of Network 21.

We do not claim ownership of these trademarks. Any references to these products or programs are made to help individuals understand how certain lifestyles, routines, and educational tools may interact with, or sit alongside, such programs.

Where we offer coaching services (including healthy living coaching, parent and educator coaching, or Camino preparation coaching), these services are:

• Educational and supportive in nature
• Not a substitute for medical, psychological, or financial advice
• Based on our professional experience and research backgrounds

Coaching clients are encouraged to work alongside appropriate healthcare providers, therapists, or financial advisors as needed.

The Camino Living Well Hub is a free resource library providing educational content across four pillars: Nourish, Mind, Move, and Wealth.

Members who are participating in the HealthPointe program may access additional companion resources designed to sit alongside (not replace) their official HealthPointe materials.

All Hub content is provided for general educational purposes and does not constitute professional advice of any kind.

To the fullest extent permitted by law, Path of a Dreamer, Carol Schultz, and Chris Schultz disclaim all liability for any loss, damage, or injury arising from:

• Use of information, resources, or services provided through this website
• Decisions made based on content found on this website
• Any errors, omissions, or inaccuracies in the content

Users of this website assume all responsibility for evaluating the accuracy and appropriateness of any information or resources for their personal circumstances.